Welcome to Nirloka Health Care Services. By accessing or using our website, services, or training programs, you agree to comply with and be bound by the following Terms & Conditions. Please read them carefully.

1. Acceptance of Terms. 

By using our website or enrolling in our services or training programs, you acknowledge that you have read, understood, and agreed to these Terms & Conditions.

2. Services & Training

Nirloka Health Care Services provides:

• Medical billing and Revenue Cycle Management (RCM) services
  
  

• Training programs related to medical billing, coding, and RCM
  
  

All services and training details, including duration, curriculum, and fees, are subject to change without prior notice.

3. Enrollment & Payments

• Course enrollment is confirmed only after successful payment.
  
  

• Fees once paid are non-refundable, unless otherwise stated in our Refund Policy.
  
  

• Any installment plans (if offered) must be followed as agreed.
  
  

• Failure to complete payments may result in suspension of training or services.
  
  

4. Intellectual Property

All website content, training materials, videos, documents, and course resources are the intellectual property of Nirloka Health Care Services.
Unauthorized copying, sharing, recording, or redistribution is strictly prohibited.

5. User Responsibilities: 

Users and students agree to:

• Provide accurate and complete information
  
  

• Use the website and training materials for lawful purposes only
  
  

• Maintain professionalism during training sessions
  
  

• Not misuse or share confidential or proprietary information
  
  

6. Confidentiality & Data Usage

Any personal or professional information shared with us will be handled in accordance with our Privacy Policy. We take reasonable steps to maintain confidentiality and data security.

7. Limitation of Liability

Nirloka Health Care Services shall not be liable for:

• Any direct or indirect damages arising from the use of our website or services
  
  

• Job placement guarantees (placement assistance does not guarantee employment)
  
  

• Technical issues beyond our control (internet, devices, third-party platforms)
  
  

8. Termination of Access

We reserve the right to suspend or terminate access to our website, services, or training programs if a user violates these Terms & Conditions or engages in misconduct. 

9. Third-Party Services. 

Our website may include links or references to third-party websites or tools. We are not responsible for the content, policies, or practices of these third parties.

10. Modifications to Terms. 

We may update these Terms & Conditions at any time. Continued use of our website or services after changes implies acceptance of the updated terms.

11. Governing Law: 

These Terms & Conditions shall be governed by and interpreted in accordance with the laws of India.